Risk Disclosure Statement
Effective Date: October 9, 2025
KATALOG HOLDINGS LTD ("KATALOG," "we," "us," or "our")
1. Purpose of this Disclosure
This Risk Disclosure Statement is provided to ensure that you, as a client, investor, or prospective client of KATALOG, understand the material risks associated with cultural asset markets, investment products, and services offered or referenced by us. This document does not constitute investment advice, an offer, or solicitation to buy or sell securities, derivatives, commodities, or other financial instruments.
2. General Risk Warning
- • All investments involve risk.
- • The value of investments can go up as well as down.
- • Past performance is not indicative of future results.
- • You may lose part or all of your invested capital.
- • You should carefully assess your financial position, investment objectives, risk tolerance, and consult independent professional advisors before making investment decisions.
3. Key Risk Categories
a) Market Risk
Prices of cultural assets, securities, commodities, currencies, and other financial instruments are subject to fluctuations due to economic conditions, market sentiment, interest rates, inflation, and other external factors.
b) Liquidity Risk
Some investments, particularly in cultural assets and archives, may not be easily sold or converted into cash. Lack of liquidity can lead to substantial losses or inability to exit positions at favorable prices.
c) Credit & Counterparty Risk
Investments involving debt instruments, derivatives, or counterparties are subject to risk of default or non-performance by the obligor or counterparty.
d) Valuation Risk
Cultural assets may be difficult to value accurately due to their unique nature, limited comparable sales, and subjective assessment criteria.
e) Operational Risk
Failures in internal processes, systems, technology, or external providers (including brokers, custodians, and counterparties) may result in financial losses.
f) Legal & Regulatory Risk
Changes in laws, regulations, taxation, or government policies may materially affect the value, returns, or legal standing of investments.
g) Geopolitical & Sovereign Risk
Political instability, sanctions, war, natural disasters, pandemics, or changes in sovereign creditworthiness may affect markets and investment outcomes.
h) Currency Risk
Investments denominated in foreign currencies are exposed to exchange rate fluctuations that may negatively affect returns.
i) Interest Rate & Inflation Risk
Rising interest rates or inflation may reduce investment values, increase borrowing costs, or impact liquidity.
4. No Fiduciary Duty
Unless expressly agreed in writing, KATALOG does not act as your fiduciary. We may provide information or analysis, but such information should not be construed as personalized investment advice.
5. Independent Advice Recommended
KATALOG strongly encourages you to seek independent financial, legal, and tax advice before engaging in any investment activity. You are solely responsible for investment decisions made based on information provided.
6. No Guarantee of Performance
- • KATALOG makes no representations or warranties regarding expected or actual investment performance.
- • Any projections, forward-looking statements, or scenarios are illustrative only and subject to change without notice.
7. Limitation of Liability
To the maximum extent permitted by law, KATALOG shall not be liable for any direct, indirect, incidental, or consequential loss arising from:
- • reliance on investment information,
- • execution of investment decisions,
- • or market conditions beyond our control.
8. Acknowledgement
By engaging with KATALOG's Website, Services, or related materials, you acknowledge that you have read, understood, and accepted the risks described herein.
9. Contact
Questions regarding this Risk Disclosure may be directed to:
KATALOG HOLDINGS LTD
Email: [email protected]